I am a Compass real estate agent and a member of the #1 real estate team in San Diego, with nearly $1 billion in sales in under five years. I specialize in helping clients identify high-potential investment opportunities, guiding first-time homebuyers and VA buyers, facilitating 1031 exchanges, and providing expert listing services to help homeowners sell for top dollar.
Most lenders require 3–20% of the purchase price, depending on the loan type. VA loans allow 0% down for qualified buyers. Remember to also budget for closing costs, inspection fees, and reserves.
Look at location, rental demand, property condition, cash flow, and long-term equity potential. Multi-family homes and ADU-ready lots are often high-potential investments in San Diego.
A competitive price is based on a comparative market analysis (CMA), which looks at recent sales of similar homes, current market conditions, and property features.
In San Diego, the average time on market is 30–60 days, but this varies by neighborhood, price point, and season. Preparing your home properly can speed up the sale.
Higher credit scores often qualify for lower interest rates. Scores above 740 generally get the best rates, while lower scores may still qualify but at higher rates.